> Home | Disclaimer

Disclaimer

By accessing the Internet service available at www.cig.hu, www.cig.eu, www.pannoniatozsde.com, www.cigromania.eu, www.cigromania.ro, www.pannoniabiztositas.hu, www.pannoniabiztositas.eu, www.pannoniabiztosito.hu, www.pannoniabiztosito.eu, www.pannoniaalkony.hu, www.pannonia-alkony.hu, www.alkonybiztositas.hu, www.pannonialife.hu and www.pannoniatozsde.hu or any page thereof, you accept the terms listed herein. Please refrain from opening our pages if you do not agree with the information below.

Information

Information, data, and terms displayed on the web pages of CIG Pannónia Life Insurance Nyrt. are for information purposes exclusively; CIG Pannónia Life Insurance Nyrt. is not liable for their completeness and accuracy.

CIG Pannónia Life Insurance Nyrt. assumes no moral or financial responsibility for links to other pages displayed on its website and the content of the pages that are accessible through these links.

CIG Pannónia Life Insurance Nyrt. assumes no responsibility for eventual translation errors or inaccuracies in texts translated from foreign languages, published on its website and on other web pages that can be accessed through links on these pages.

CIG Pannónia Life Insurance Nyrt. does not bear any responsibility for eventual damages, losses or expenses arising from the use of its web pages, any lack of functionality, inappropriate operation, malfunction, unauthorised modification of the data included by any person or originating from any delay in the transmission of information, computer viruses, line or system errors or any similar reasons.

Protection of data privacy and insurance secrets

1. On the protection of insurance secrets

In accordance with Art. 155 of Law LX of 2003, on insurance undertakings and insurance operations, the insurer and its insurance broker are entitled to manage personal data of the insured (signatory) beneficiary and the injured person (hereafter: customer), as well as data connected with the insurance contract, its creation, recording and the service, as stipulated in the law.

Written consent from the customer is required for the management of particular personal data and for the transfer of personal data to data managers abroad.

The insurer, in the capacity of data manager, authorises Tata Consultancy Services Limited Hungary Branch (registered address: 1117 Budapest, Irinyi József u. 4-20., building B; tax number: 21981128-2-43; incorporation number: 01-17-000295), FOLD-R First Hungarian Outsourcing Provider and Data Processing Zrt-t (registered address: 1116 Budapest, Építész u. 26.; tax number: 11866684-2-13; incorporation number: 13-10-040593) and Díjbeszedő Holding Zrt (Fee Collection Holding Zrt.) (registered address 1119 Budapest, Vahot u. 8.; tax number: 10805246-2-43; incorporation number: 01-10-042094), where the data are recorded, to process the data.

In the course of providing insurance services, the insurer makes use of external contributors in cases where the provision of the service requires the special expertise of the assigned persons. The assignee performs outsourced insurance operations, manages personal data and is obliged to maintain confidentiality on the basis of the law.

The insurer can disclose to a third party any data qualifying as insurance secrets, learnt while carrying out its operations and on their own or through a representative, with the exception of cases specified in the Insurance Act, only if a written release from this confidentiality obligation was received from the customer concerned or the latter’s representative, with the indication of the scope of confidential information that can be disclosed.

The customer is entitled to obtain information on their own personal recorded data; upon request, these shall be modified in the insurer records.

2. On the basic principles of data protection in general

CIG Pannónia Life Insurance Nyrt. pays particular attention, also on its websites  www.cig.hu, www.cig.eu, www.pannoniatozsde.com, www.cigromania.eu, www.cigromania.ro, www.pannoniabiztositas.hu, www.pannoniabiztositas.eu, www.pannoniabiztosito.hu, www.pannoniabiztosito.eu, www.pannoniaalkony.hu, www.pannonia-alkony.hu, www.alkonybiztositas.hu, www.pannonialife.hu and www.pannoniatozsde.hu , to the protection of the personal data of its customers and all visitors to the website that are not qualified as customers (hereafter, jointly: users). Any data that can be associated to a particular natural person and any conclusions that can be drawn from them, regarding the concerned persons, shall be qualified as personal data.

CIG Pannónia Life Insurance Nyrt. requests the availability of certain data exclusively for users of its online services. Even these data are required only to the extent absolutely necessary for the provision of the service used or requested by the user.

CIG Pannónia Life Insurance Nyrt. stores any data only with the user’s consent. This consent shall be considered given if the user clicked on the Send button at the bottom of any data input form, next to the reminder regarding the storage of those data. The personal data provided are not transmitted by CIG Pannónia Life Insurance Nyrt. to anyone and will not be made public without the explicit written consent of the user concerned. CIG Pannónia Life Insurance Nyrt. ensures the protection of the data by all means.

CIG Pannónia Life Insurance Nyrt. declares that it respects confidential information from the users, data, facts and information learnt regarding the users, shall manage these confidentially and use them exclusively for the development of its services and for the preparation of statistics. Data shall be used for other purposes, only subject to the explicit consent of the concerned person.

CIG Pannónia Life Insurance Nyrt. ensures reasonable verification of personal data and information provided by the users.

CIG Pannónia Life Insurance Nyrt ensures that the use of data obtained on the users in connection with its services shall always comply with the legislation in effect in Hungary. In the framework of determining the principles of data protection, CIG Pannónia Life Insurance Nyrt. paid special attention, in addition to the Insurance Act already referred to, to Law LXIII of 1992 on the protection of personal data and the disclosure of public data, as well as Law VI of 1998 on the implementation of the Strasbourg Convention of 28 January 1981 on the protection of individuals in the context of processing personal data.