With a five per cent increase in premium revenue, the after-tax result was a 610 MHUF loss, while the total comprehensive income was a profit of 416 MHUF. The results were due to the one-off effect of Konzum Plc's merger with OPUS Plc and the reserves created for the expected claims payments to some large Italian surety insurances , according to CIG Pannónia Life Insurance Plc’s half-yearly flash report.